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Now, on to why you should think twice before requesting validation on a “valid” debt.
In the above clip, Heather Allen explains that consumers dispute 3.2% of accounts that are being collected by junk debt buyers.
This information generally entails sending a debt validation request on your “valid” debts prior to communicating with the debt collector who is attempting to collect from you.
There are ways to accomplish this without exposing yourself to the risks that are associated with formally requesting validation on a valid debt.
I explain them in detail at the end of this article.
And two, it is possible that they may not be able to validate it.
As Heather Allen pointed out in the video, the older your debt is, and the more it has changed hands, the less likely that they will do so.
However, you may want to read this article so you may educate yourself for the future.